WHAT IS VAULT?

Vault by eFuneral is designed to help you set aside funds for funeral expenses when they are needed. The process to setup and receive a Vault card is simple, and you never need to worry about the security of your funds. Vault by eFuneral allows you to live your life with peace of mind knowing you're good to go.

Decide your prefunding amount and establish your payment plan

Checkout with payment details to create your Vault and to purchase policy

Receive your Vault card to use at any funeral home when needed*

Give you and your loved ones the peace of mind you deserve. Start your pre-funding journey here.

PREFUND NOW. WORRY NEVER.

Prefund a funeral insurance policy with confidence knowing you have everything you need and should expect from our partnership with Homesteaders Life Company.

Secure

Speed

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Backed by Homesteader's Life Company, a brand you can trust with over 100 years of service, insuring 100K policy holders a year.

Already have a life insurance policy? Great! But it could take up to 30 days from the date of the funeral for the claim to be paid, so your loved ones will need to pay out-of-pocket to cover until the claim is processed.

Avoid at-need situations where your family will be asked - on average - approximately 125 questions to plan a funeral.

A funeral insurance policy that will be taken by any funeral provider in the country, no matter when it's needed.*

By discussing your funeral wishes and setting funds aside to cover them, it allows your loved ones to save time and money knowing the plan ahead of time.

A funeral insurance policy that will be taken by any funeral provider in the country, no matter when it's needed.*

* While we have not connected with 100% of funeral providers, in the last 10 years over 13,000 funeral providers have accepted this form of payment.

IT'S NEVER TOO EARLY OR TOO LATE.

In the midst of life’s uncertainties, there's one thing you can control – how you plan for your end-of-life expenses. Can you relate to any of the factors that motivated others to prefund?

eliminate burden for kids

Planning a funeral in the time of need can be extremely stressful, especially if they've never gone through the process before. Pre-funding will at least take that piece of the burden off of loved ones so they can take the time they need to grieve properly.

91%

90%

eliminate financial burden

As much as we would love to know that our family is taken care of financially after we're gone, it doesn't always go that way. Even if you don't know exactly what you want for your funeral arrangement, setting asides funds ahead of time can at the very least ensure they will not need to pay out-of-pocket for your end-of-life expenses.

87%

fulfilling responsibility

We have spent a majority of our adult lives taking care of others. That doesn't need to stop once we're gone. Continue to build on your legacy for your loved ones to remember you by with a funeral insurance policy that does most of the work for them.

98%

of those who prefunded are very satisfied or completely satisfied with their decision.

What if I already have a life insurance policy?

If you already have a life insurance policy, that's great! However, it could take up to 30 days from the date of the funeral for the claim to be paid. This means your loved ones may need to pay out-of-pocket until the claim is processed. Our funeral insurance pays the funeral provider directly and immediately, avoiding lengthy processing.

FREQUENTLY ASKED QUESTIONS

Can I trust Homesteader Life Company?

With a legacy of over 115 years, Homesteaders has been providing service to 130,000 policy holders annually. They have earned the trust to be selected as the primary provider of preneed funeral insurance for more than 3,000 funeral providers nationwide, establishing themselves as a reliable partner. Furthermore, AM Best has reaffirmed their financial strength, awarding them an A- (Excellent) credit rating.

Can prefunding cover all end-of-life expenses?

While we cannot guarantee that prefunding will cover all end-of-life expenses, it can significantly mitigate the financial burden on your loved ones. Even if you don't know exactly what you want for your funeral arrangement, setting aside funds ahead of time can ensure they will not need to pay out-of-pocket for some, if any, of those expenses.

What if I have a different question?

Completely understandable; we're here to help! We have a team dedicated to helping you on your end-of-life planning journey. Email us at help@efuneral.com and we will work to find an answer to your questions.

How does Vault work?

Vault is a life insurance policy issued by Homesteaders Life Company. It is designed to pay for the expenses associated with your death such as your funeral. Unlike other life insurance, Vault is designed to payout quickly. We have partnered with funeral providers across the country allowing them to initiate a claim without the need for a death certificate.

Can I pick a funeral home?

Absolutely. eFuneral partners with funeral homes across the country offering you an simple to use planning experience. To plan directly with a funeral home, click here.

eFuneral Solutions, LLC (CA license # 0M39065; AR license # 17096976) distributes whole life insurance through Homesteaders Life Company (Form#GC18 or Form#ICC17-IND; Product availability and form number may vary by state). All insurance products are governed by the terms set forth in the applicable insurance policy.

This content may be considered advertising under applicable law. If you have questions, please contact us at help@efuneral.com

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